Consumer Finance Attorney
About the position
Republic Finance is seeking an experienced attorney with expertise in consumer lending and finance to join its Legal & Compliance team. This role is crucial within a collaborative and high-performing department, focusing on providing legal advice and guidance on consumer finance regulatory compliance. The ideal candidate will have a deep understanding of the consumer finance industry and experience in a fast-paced, regulated environment.
Responsibilities
Ā Provide expert legal advice and guidance on federal and state consumer finance regulatory compliance, laws, and legal issues.
,
Ā Develop and maintain subject matter expertise on assigned legal topics and stay current on relevant laws and regulations.
,
Ā Work closely with various departments to provide pragmatic legal advice while supporting company initiatives.
,
Ā Develop, review, and revise policies, procedures, and training materials to align with company strategies.
,
Ā Communicate and negotiate effectively with internal teams and external parties, including regulators and vendors.
,
Ā Make formal presentations to business teams and senior leadership regarding regulatory and legal aspects of initiatives.
,
Ā Collaborate with outside counsel as directed.
Requirements
Ā Law degree - licensed by, and in good standing with, at least one US state bar licensing authority.
,
Ā 4-8+ years of relevant experience in consumer lending and servicing legal and regulatory aspects.
,
Ā Experience with bank partnership lending structures is a plus.
,
Ā Knowledge of state consumer protection laws and regulations related to lending and servicing.
,
Ā Knowledge of federal consumer protection laws including ECOA, TILA, FCRA, FDCPA, TCPA, GLBA, SCRA, and UDAAP.
,
Ā Strong interpersonal skills and ability to contribute to a collaborative team environment.
,
Ā Ability to work independently, exercise judgment, and resolve challenges promptly.
,
Ā Ability to assess risks and provide pragmatic advice in a fast-paced environment.
,
Ā Tech-savvy with the ability to utilize proprietary software and databases.
,
Ā Effective communication skills for both in-office and remote work.
Nice-to-haves
Benefits
Ā Health, Dental, & Vision Insurance
,
Ā 15 days of Paid Time Off (PTO) to start + 1 additional personal holiday
,
Ā 401k + employer match
,
Ā Company provided Life Insurance & Long Term Disability
,
Ā Employee Assistance Program - Confidential mental health support
,
Ā Employee of the Month Program
,
Ā Philanthropic support for charities such as Juvenile Diabetes Research Foundation and the American Cancer Society
,
Ā Regular drawings for Sports tickets
,
Ā Professional offices with a friendly team environment
Apply Now
Republic Finance is seeking an experienced attorney with expertise in consumer lending and finance to join its Legal & Compliance team. This role is crucial within a collaborative and high-performing department, focusing on providing legal advice and guidance on consumer finance regulatory compliance. The ideal candidate will have a deep understanding of the consumer finance industry and experience in a fast-paced, regulated environment.
Responsibilities
Ā Provide expert legal advice and guidance on federal and state consumer finance regulatory compliance, laws, and legal issues.
,
Ā Develop and maintain subject matter expertise on assigned legal topics and stay current on relevant laws and regulations.
,
Ā Work closely with various departments to provide pragmatic legal advice while supporting company initiatives.
,
Ā Develop, review, and revise policies, procedures, and training materials to align with company strategies.
,
Ā Communicate and negotiate effectively with internal teams and external parties, including regulators and vendors.
,
Ā Make formal presentations to business teams and senior leadership regarding regulatory and legal aspects of initiatives.
,
Ā Collaborate with outside counsel as directed.
Requirements
Ā Law degree - licensed by, and in good standing with, at least one US state bar licensing authority.
,
Ā 4-8+ years of relevant experience in consumer lending and servicing legal and regulatory aspects.
,
Ā Experience with bank partnership lending structures is a plus.
,
Ā Knowledge of state consumer protection laws and regulations related to lending and servicing.
,
Ā Knowledge of federal consumer protection laws including ECOA, TILA, FCRA, FDCPA, TCPA, GLBA, SCRA, and UDAAP.
,
Ā Strong interpersonal skills and ability to contribute to a collaborative team environment.
,
Ā Ability to work independently, exercise judgment, and resolve challenges promptly.
,
Ā Ability to assess risks and provide pragmatic advice in a fast-paced environment.
,
Ā Tech-savvy with the ability to utilize proprietary software and databases.
,
Ā Effective communication skills for both in-office and remote work.
Nice-to-haves
Benefits
Ā Health, Dental, & Vision Insurance
,
Ā 15 days of Paid Time Off (PTO) to start + 1 additional personal holiday
,
Ā 401k + employer match
,
Ā Company provided Life Insurance & Long Term Disability
,
Ā Employee Assistance Program - Confidential mental health support
,
Ā Employee of the Month Program
,
Ā Philanthropic support for charities such as Juvenile Diabetes Research Foundation and the American Cancer Society
,
Ā Regular drawings for Sports tickets
,
Ā Professional offices with a friendly team environment
Apply Now