Commercial Portfolio Manager
Overview
This position is responsible for managing, servicing, and developing commercial or business banking relationships in an assigned area. Supports the ongoing financial and credit quality assessment needs of a mature portfolio through prescribed servicing and sales processes. Identifies client needs and recommends a product or service solution, making referrals to banking partners as appropriate. Builds strong relationships with clients in accordance with the Bank's core values, providing value for the client while maximizing sales revenue.
Responsibilities
Portfolio Management - Monitors portfolio for completeness of documentation, accuracy of credit grading, and potential exposures. Processes line renewals and new requests as per loan approval servicing requirements. Performs other tasks related to the servicing and management of assigned portfolio.
Client Service - Maintains ongoing communication and contact with assigned commercial and business loan clients. Fortifies relationships and monitors client satisfaction. Conducts a needs assessment session at least once a year to identify additional banking or financial needs.
Sales - Sells Bank loans and deposits through a variety of sales techniques. Focuses on relationship-bases sales, consulting closely with clients to determine and meet their financial needs. Generates referrals from existing clients and business networks.
Collections - Monitors loans for payment status. Works with delinquent clients to collect past due payments.
Qualifications
Bachelor's Degree and 8 years of experience in Credit analysis, credit underwriting OR High School Diploma or GED and 12 years of experience in Credit analysis, credit underwriting
License or Certification Type: Skilled in credit analysis, underwriting, and servicing business and commercial loans
Preferred Qualifications
Bilingual in Spanish
Loan Workout Experience
Loan documentation review and assessment of own and new portfolio preferred
Experience working with international clients
Ability to commute to work in-office on a daily basis
Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.
#LI-RM1
Apply Now
This position is responsible for managing, servicing, and developing commercial or business banking relationships in an assigned area. Supports the ongoing financial and credit quality assessment needs of a mature portfolio through prescribed servicing and sales processes. Identifies client needs and recommends a product or service solution, making referrals to banking partners as appropriate. Builds strong relationships with clients in accordance with the Bank's core values, providing value for the client while maximizing sales revenue.
Responsibilities
Portfolio Management - Monitors portfolio for completeness of documentation, accuracy of credit grading, and potential exposures. Processes line renewals and new requests as per loan approval servicing requirements. Performs other tasks related to the servicing and management of assigned portfolio.
Client Service - Maintains ongoing communication and contact with assigned commercial and business loan clients. Fortifies relationships and monitors client satisfaction. Conducts a needs assessment session at least once a year to identify additional banking or financial needs.
Sales - Sells Bank loans and deposits through a variety of sales techniques. Focuses on relationship-bases sales, consulting closely with clients to determine and meet their financial needs. Generates referrals from existing clients and business networks.
Collections - Monitors loans for payment status. Works with delinquent clients to collect past due payments.
Qualifications
Bachelor's Degree and 8 years of experience in Credit analysis, credit underwriting OR High School Diploma or GED and 12 years of experience in Credit analysis, credit underwriting
License or Certification Type: Skilled in credit analysis, underwriting, and servicing business and commercial loans
Preferred Qualifications
Bilingual in Spanish
Loan Workout Experience
Loan documentation review and assessment of own and new portfolio preferred
Experience working with international clients
Ability to commute to work in-office on a daily basis
Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.
#LI-RM1
Apply Now