Commercial Loan Processor
Perfect — here’s the ION Mortgage & Lending–branded version, written to sound credible, clean, and high-level (not spammy, not corporate, not desperate). You can post this publicly or use it for direct outreach.
Contract Loan Processor (Per-File)ION Mortgage & Lending
Location: Remote (U.S. based)
Engagement Type: 1099 / Contract
Compensation: Per-file (tiered by loan type & complexity)
About ION Mortgage & Lending
ION Mortgage & Lending is a national, broker-driven mortgage platform focused on QM, Non-QM, DSCR, and investor-focused lending. We work with a diverse lender network and pride ourselves on clean files, clear communication, and efficient closings.
As volume continues to scale, we’re looking to partner with experienced per-file loan processors who value flexibility, professionalism, and well-run operations.
About the Role
This is a per-file, contract position supporting QM and Non-QM residential loans, with occasional investor and light commercial transactions. You’ll manage files from intake through clear-to-close, working closely with our loan officers, borrowers, and lender partners.
Commercial experience is preferred, not required — strong QM/Non-QM fundamentals are most important.
Responsibilities
• Process QM and Non-QM loans from file intake to clear-to-close
• Review and organize borrower documentation for accuracy and compliance
• Analyze income for:
• Self-employed borrowers
• Bank statement programs
• Rental income and DSCR loans
• Manage conditions and maintain proactive communication with all parties
• Coordinate with title, escrow, appraisal, and insurance providers
• Maintain clean, organized loan files within the LOS
• Assist with investor or light commercial files as needed, including:
• LLC/entity documentation
• Rent rolls and operating statements (T-12s)
• Basic property-level financial review (guidance provided)
Requirements
Required
• 3+ years of experience as a Loan Processor
• Strong working knowledge of QM and Non-QM loan products
• Experience processing:
• Self-employed borrowers
• LLC/entity borrowers
• Non-traditional income scenarios
• Ability to manage files independently and meet deadlines
• Strong communication, organization, and follow-through
Preferred
• Experience with DSCR, investor, or light commercial loans
• Broker-side processing experience
• Familiarity with multiple lenders and varying guidelines
Compensation
• Per-file compensation, tiered by loan type and complexity
• Consistent volume available for reliable processors
• Opportunity for long-term contract work as ION continues to scale
Why Work With ION
• Broker-focused, not retail bureaucracy
• Clear expectations and clean submissions
• No micromanagement
• Flexible workload — take files based on your capacity
• Long-term partnership potential
Job Type: Contract
Pay: From $85,000.00 per year
Work Location: Remote
Apply Now
Apply Now
Contract Loan Processor (Per-File)ION Mortgage & Lending
Location: Remote (U.S. based)
Engagement Type: 1099 / Contract
Compensation: Per-file (tiered by loan type & complexity)
About ION Mortgage & Lending
ION Mortgage & Lending is a national, broker-driven mortgage platform focused on QM, Non-QM, DSCR, and investor-focused lending. We work with a diverse lender network and pride ourselves on clean files, clear communication, and efficient closings.
As volume continues to scale, we’re looking to partner with experienced per-file loan processors who value flexibility, professionalism, and well-run operations.
About the Role
This is a per-file, contract position supporting QM and Non-QM residential loans, with occasional investor and light commercial transactions. You’ll manage files from intake through clear-to-close, working closely with our loan officers, borrowers, and lender partners.
Commercial experience is preferred, not required — strong QM/Non-QM fundamentals are most important.
Responsibilities
• Process QM and Non-QM loans from file intake to clear-to-close
• Review and organize borrower documentation for accuracy and compliance
• Analyze income for:
• Self-employed borrowers
• Bank statement programs
• Rental income and DSCR loans
• Manage conditions and maintain proactive communication with all parties
• Coordinate with title, escrow, appraisal, and insurance providers
• Maintain clean, organized loan files within the LOS
• Assist with investor or light commercial files as needed, including:
• LLC/entity documentation
• Rent rolls and operating statements (T-12s)
• Basic property-level financial review (guidance provided)
Requirements
Required
• 3+ years of experience as a Loan Processor
• Strong working knowledge of QM and Non-QM loan products
• Experience processing:
• Self-employed borrowers
• LLC/entity borrowers
• Non-traditional income scenarios
• Ability to manage files independently and meet deadlines
• Strong communication, organization, and follow-through
Preferred
• Experience with DSCR, investor, or light commercial loans
• Broker-side processing experience
• Familiarity with multiple lenders and varying guidelines
Compensation
• Per-file compensation, tiered by loan type and complexity
• Consistent volume available for reliable processors
• Opportunity for long-term contract work as ION continues to scale
Why Work With ION
• Broker-focused, not retail bureaucracy
• Clear expectations and clean submissions
• No micromanagement
• Flexible workload — take files based on your capacity
• Long-term partnership potential
Job Type: Contract
Pay: From $85,000.00 per year
Work Location: Remote
Apply Now
Apply Now