Auto Loan Credit Underwriter
Indirect Auto Underwriter | Credit Analyst
Schedule: 12:00 PM – 9:00 PM MST (weekends required)
Location: Remote - MUST BE LOCATED IN: Colorado, Wyoming, Illinois, Texas, Arizona, Florida, Washington, Georgia, Virginia, OR Hawaii
About the Role
We’re seeking an experienced Indirect Auto Underwriter to independently review, analyze, and decision auto loan applications sourced through dealerships and credit unions. In this role, you’ll own credit decisions from start to finish while partnering closely with dealers and credit union representatives to maximize funding and approval rates. This position is ideal for underwriters who are confident decision‑makers and thrive in a fast‑paced, high‑volume environment.
Key Responsibilities
• Review and underwrite indirect auto loan applications from dealer and credit union channels
• Analyze credit bureaus, income calculations, debt‑to‑income (DTI), and loan‑to‑value (LTV) ratios
• Make final credit decisions: approve, deny, or condition files for additional information
• Communicate directly with dealers and credit union partners to resolve stipulations and negotiate loan terms
• Document underwriting decisions clearly across multiple loan origination systems
• Monitor dealer productivity and support improved look‑to‑book and funding ratios
• Send completed loan packages to credit unions for final funding
• Support operational goals related to turnaround time, volume, and quality
• Mentor junior Credit Analysts as needed
Required Qualifications
• Minimum 2 years of true indirect auto underwriting experience with decision‑making authority
• Strong experience breaking down credit bureaus, income calculations, LTV, and DTI
• Hands‑on experience with L360, CUDL, Ideal, Keystone Correlation, Loans PQ, and/or Meridian Link
• Comfortable working weekends and late shifts (12 PM – 9 PM MT)
• Strong documentation, communication, and relationship‑building skills
Education
• High school diploma or equivalent required
• Associate’s or Bachelor’s degree preferred
Why This Role
• Full underwriting autonomy and decision authority
• High visibility with credit unions and dealers
• Opportunity to directly influence funding and capture rates
• Fast‑paced, results‑driven environment with growth potential
Pay and Benefits
The pay range for this position is $27.00 - $32.00/hr.
Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: • Medical, dental & vision • Critical Illness, Accident, and Hospital • 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available • Life Insurance (Voluntary Life & AD&D for the employee and dependents) • Short and long-term disability • Health Spending Account (HSA) • Transportation benefits • Employee Assistance Program • Time Off/Leave (PTO, Vacation or Sick Leave)
Job Type & Location
This is a Contract to Hire position based out of Phoenix, AZ.
Pay and Benefits
The pay range for this position is $27.00 - $32.00/hr.
Eligibility requirements apply to some benefits and may depend on your job
classification and length of employment. Benefits are subject to change and may be
subject to specific elections, plan, or program terms. If eligible, the benefits
available for this temporary role may include the following:
• Medical, dental & vision
• Critical Illness, Accident, and Hospital
• 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available
• Life Insurance (Voluntary Life & AD&D for the employee and dependents)
• Short and long-term disability
• Health Spending Account (HSA)
• Transportation benefits
• Employee Assistance Program
• Time Off/Leave (PTO, Vacation or Sick Leave)
Workplace Type
This is a fully remote position.
Application Deadline
This position is anticipated to close on Jun 26, 2026.
About TEKsystems
We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company.
The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.
About TEKsystems and TEKsystems Global Services
We’re a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We’re a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We’re strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We’re building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com.
The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.
San Francisco Fair Chance Ordinance: Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records.
Massachusetts Lie Detector: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
Use of Artificial Intelligence (AI): We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates. AI helps assess applications and qualifications, but final decisions are made by our hiring team. By applying, you acknowledge and agree that your application may be reviewed using AI tools.
Schedule: 12:00 PM – 9:00 PM MST (weekends required)
Location: Remote - MUST BE LOCATED IN: Colorado, Wyoming, Illinois, Texas, Arizona, Florida, Washington, Georgia, Virginia, OR Hawaii
About the Role
We’re seeking an experienced Indirect Auto Underwriter to independently review, analyze, and decision auto loan applications sourced through dealerships and credit unions. In this role, you’ll own credit decisions from start to finish while partnering closely with dealers and credit union representatives to maximize funding and approval rates. This position is ideal for underwriters who are confident decision‑makers and thrive in a fast‑paced, high‑volume environment.
Key Responsibilities
• Review and underwrite indirect auto loan applications from dealer and credit union channels
• Analyze credit bureaus, income calculations, debt‑to‑income (DTI), and loan‑to‑value (LTV) ratios
• Make final credit decisions: approve, deny, or condition files for additional information
• Communicate directly with dealers and credit union partners to resolve stipulations and negotiate loan terms
• Document underwriting decisions clearly across multiple loan origination systems
• Monitor dealer productivity and support improved look‑to‑book and funding ratios
• Send completed loan packages to credit unions for final funding
• Support operational goals related to turnaround time, volume, and quality
• Mentor junior Credit Analysts as needed
Required Qualifications
• Minimum 2 years of true indirect auto underwriting experience with decision‑making authority
• Strong experience breaking down credit bureaus, income calculations, LTV, and DTI
• Hands‑on experience with L360, CUDL, Ideal, Keystone Correlation, Loans PQ, and/or Meridian Link
• Comfortable working weekends and late shifts (12 PM – 9 PM MT)
• Strong documentation, communication, and relationship‑building skills
Education
• High school diploma or equivalent required
• Associate’s or Bachelor’s degree preferred
Why This Role
• Full underwriting autonomy and decision authority
• High visibility with credit unions and dealers
• Opportunity to directly influence funding and capture rates
• Fast‑paced, results‑driven environment with growth potential
Pay and Benefits
The pay range for this position is $27.00 - $32.00/hr.
Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: • Medical, dental & vision • Critical Illness, Accident, and Hospital • 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available • Life Insurance (Voluntary Life & AD&D for the employee and dependents) • Short and long-term disability • Health Spending Account (HSA) • Transportation benefits • Employee Assistance Program • Time Off/Leave (PTO, Vacation or Sick Leave)
Job Type & Location
This is a Contract to Hire position based out of Phoenix, AZ.
Pay and Benefits
The pay range for this position is $27.00 - $32.00/hr.
Eligibility requirements apply to some benefits and may depend on your job
classification and length of employment. Benefits are subject to change and may be
subject to specific elections, plan, or program terms. If eligible, the benefits
available for this temporary role may include the following:
• Medical, dental & vision
• Critical Illness, Accident, and Hospital
• 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available
• Life Insurance (Voluntary Life & AD&D for the employee and dependents)
• Short and long-term disability
• Health Spending Account (HSA)
• Transportation benefits
• Employee Assistance Program
• Time Off/Leave (PTO, Vacation or Sick Leave)
Workplace Type
This is a fully remote position.
Application Deadline
This position is anticipated to close on Jun 26, 2026.
About TEKsystems
We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company.
The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.
About TEKsystems and TEKsystems Global Services
We’re a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We’re a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We’re strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We’re building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com.
The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.
San Francisco Fair Chance Ordinance: Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records.
Massachusetts Lie Detector: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
Use of Artificial Intelligence (AI): We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates. AI helps assess applications and qualifications, but final decisions are made by our hiring team. By applying, you acknowledge and agree that your application may be reviewed using AI tools.