Analyst II, Credit Risk Analytics
Job Description:
• Leverage advanced data analytics to derive insights and optimize credit strategies
• Perform portfolio analytics including out of trend investigations and attribution analysis
• Partner with Machine Learning and Engineering on building effective monitoring and credit risk capabilities
• Monitor portfolio as well as macroeconomic trends impacting loan performance
• Drive adjustments to our underwriting and marketing strategies to mitigate risk
• Contribute in enhancing the end-to-end portfolio management monitoring framework
Requirements:
• 3-5 years work experience as a data analyst (consumer credit risk management strongly preferred but not required)
• Curiosity to learn about data, models and algorithms
• Extensive experience with SQL and Python
• Ability to collaborate and influence across different teams in the organization
• Ability to communicate findings and recommendations clearly to both technical and non-technical audiences
• A passion for finding insights in data and driving change based on those insights
Benefits:
• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
Apply tot his job
Apply To this Job
• Leverage advanced data analytics to derive insights and optimize credit strategies
• Perform portfolio analytics including out of trend investigations and attribution analysis
• Partner with Machine Learning and Engineering on building effective monitoring and credit risk capabilities
• Monitor portfolio as well as macroeconomic trends impacting loan performance
• Drive adjustments to our underwriting and marketing strategies to mitigate risk
• Contribute in enhancing the end-to-end portfolio management monitoring framework
Requirements:
• 3-5 years work experience as a data analyst (consumer credit risk management strongly preferred but not required)
• Curiosity to learn about data, models and algorithms
• Extensive experience with SQL and Python
• Ability to collaborate and influence across different teams in the organization
• Ability to communicate findings and recommendations clearly to both technical and non-technical audiences
• A passion for finding insights in data and driving change based on those insights
Benefits:
• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
Apply tot his job
Apply To this Job